Direct Hard Money Lenders & Trust deed investors specialists

Who we are?

Learn more about HML investments Hard Money Lending programs and our team.  If you are looking for the direct source then you need to talk to us. We are direct Hard Money Lenders and Trust deed investments specialists. Our Hard Money Loans programs are based on equity alone, so if you have bad credit and low income, we will still qualify you. Here is a short video about our company and how we can help you with your next Hard Money project.

Hard Money Loans offering

Property location: California only!
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Loan amounts: $50,000- $10 Million
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Hard Money Interest Rates: Starts at 6.99%
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Loan term: Up to 24 months
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Points: Starts at 2
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Credit type: Bad credit, no credit OK

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Income requirements: We don’t look at Tax returns. We do look at property income.

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Type of property: Commercial, Residential, Industrial
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Type of Hard money loans: Acquisition, Refinance and Cash-Out, Short term bridge loans, Construction Hard money loans, 1st trust deeds, 2nd trust deeds
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Loan to value: Up to 80% LTV/LTC, Up to 65% of future value on construction loans

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HML investments founder and CEO Yanni Raz is also a writer for the Scotsman Guide Magazine. This magazine is the largest distribution for financial specialists in the nation. Yanni Raz educates loan officers, financial specialists and hard money lenders across the nation about Hard Money Loans. Education is our top priority. “You must learn more about the hard money business before investing with anyone,” Yanni says. You can read some of the articles he wrote in the past year- View links below.

1.Underwriting Reverse Mortgages

2. Hard Money Lenders see the benefits of digital transactions

3. The intersection of Hard Money & section 32

4. Stated income loans-A reemerging niche

5. Avoid stress in Funding distress

6. Keep an eye on uncle Sam

7. Easy solutions for Hard Money

8. A good route for Bad credit borrowers

9. Learning to fund the Hard Money

10. 3 Hard Money basics

11. Hard money and secondary market

12. Distress is the mother of opportunities

12. From foreclosed to fortune

13. Create a tailor-made marketing message

14. Regulations bring change to hard money deals