Nationwide Hard Money Loans and Trust Deed
Investment Specialists – Rates starting at 6.5%

HML Investments is a top hard money lender firm in California with over 15 years of hard
money lending experience. We lend to new and experienced residential
real estate investors, nationwide. We fund fix-and-flip projects, ground up construction and single
family and multi-family rental loans. We can fund any deal, anywhere. Apply now!

Our Products

The types of loans we offer – appraisal not necessary for most Loans, the most important thing is equity!

Fix & Flip

Loans to acquire and renovate residential properties to eventually sell


Single Family Rental and Portfolio Rental – Long term loans to buy and hold single family rental properties or refinance and cash out


Short Term loans to acquire and rehab commercial properties or long term loans to acquire and hold


loans approved


houses built




happy clients

How does it work?

Click the play button to learn how we can fund your deals fast!

Our Team

The people you can count on when closing a deal

Yanni Raz
Founder & CEO

[email protected]

Phone number: 310-619-5557

NMLS#: 1003404

DRE #: 01436503


Raz Razla
Loan Officer/ Senior Executive & Supervisor

[email protected]

Phone number: 323-559-3154

NMLS#: 1003404

DRE #: 01436503


Nidya Anaya
Loan Officer | Investments Division

[email protected]

Phone number: 818-934-3025

NMLS#: 2190521

DRE #: 02007898


Jonny Cash
Executive Investor Relations (National)

[email protected]

Phone number: 925-953-3418


Want To Work With Us?

Job opportunities available today. Apply now!

Why Choose Us?

Personalized Service

Receive your own dedicated loan specialist to guide you through underwriting and closing.

15 Years of Experience

We’ve funded over $1 Billion in Loans in residential, commercial, multifamily, and land deals.

We are Creative

We are a direct lender with a diverse set of investors. We can take on any deal and get creative to work around problems that prevented you from getting funded by the banks.

Fast Turnaround

Because we are a direct lender we can fund deals within 5 – 7 days.

What Our Clients Say



Testimonials by our clients

Request a Free Consultation

One of our brokers will go over your details for free!